Hey, passed my test feb 09, (I'm 17) had a fiesta zs, payed 1200 fully comp, then bought BMW 318 in april, payed 1100, totalled it, had the payout, i now drive a 1.6 FSi and I'm paying £760 fully comp through admiral with the accident... So it's quite cheap considering, i'd definately recommend it. Best car I've ever owned no doubt