Lol. My interest rate is 15.999. I,ve paid 10k off. I owe 22k. My payments are $575 and I pay $600. I put nothing down and traded a car with negative equity. At the time and even now I don't regret it because I love this car. It would be awfully nice though to be able to refinance it or trade it for the CW. I'm 22 so I don't have much credit built up so my boss (who is an attorney) was thinking to co-sign. He keeps telling me to get rid of it but that's not happening.
forget what i said earlier...keep the car and preserve your credit, bro. that is more important than making an impulsive decision for a different color. YOUR CREDIT IS MORE IMPORTANT, IMO.