Driving in the snow is like a jet ski, just because you can accelerate quick you have no way of stoping your momentum realistically, also turning is exagerated and you have to be prepared for it. I specifically "practice" driving in parking lots and abandoned industial lots to understand the dynamics of my car in the snow. Can accidents happen, sure, am I better off than the person that is deathly afraid of the snow and will jack there breaks when they loose some traction in snow, pretty much. to each his own but if I totaled a car by "playing in the snow", thats my loss. I'll tell you now though, any accident wouldnt be speed based. I only had one accident in the snow and that was within a few months of getting my license, it was a corner that was a sheer sheet of ice and the people that lived near that corner had called the city 5 times over 6 hours to have them clear that corner as they knew it would cause an issue if someone came though. That someone was me, I was cited as 0% responsible as I was at that time actually well below the speed limit and it was in my own neighborhood and I had taken that corner numerous times before, It was not driver error at all.
I exagerate a bit on my description of speeding, I will not do 55 in a 40 in incliment weather but I will do 30 in a 30 if I have visibility and I know my surroundings and where a potential issue could develop. But if a road is the right kind of coating, straight and non residentail, I'm not going to do 15mph for nothing.