Plan: Figure out what you want to do with your car, what mods will help you do said thing (show, go, low) and which ones come first/last.
Save: Save money to buy a mod at a time or enough to buy most of the mods you want to do all at once.
Execute: Buy/Install
Prior to our baby, that was born December 26th 2014. I was only Stage 1, Unitronic Intake and GFB DV+. After we found out my wife was pregnant, I was able to do Unitronic TBE, Stage 2, Winter tires for both cars (GTI & GLI), swapped OEM wheels with a local member for the GLI. After baby was born, was able to buy FMIC, TOP, lowering springs and some misc cosmetics for interior/exterior.
Just have to budget and save, if you get a quarterly bonus or yearly bonus, use that for mod money. If you can trust yourself with credit, there's Paypal credit, 0% interest credit cards that offer cash back. Speaking of cash back, if you have self control, you can use the cash back to help pay for some of the mods. Pay everything with CC and pay it off in full at end of month.
Having a wife who makes equal or more money is also a bonus. Don't have more kids than you can truely afford also helps
We also have a dog, who is spoiled and considered a kid. So really we have 1.5 kids :lol: