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The COVID19 SCAMdemic...Keehs Calls Everyone Else Racist - Then Admits He's The CEO

cb1111

Newbie
Location
Virginia, USA
Tax rate which one??..20% VAT on most goods you buy....income tax is dependant on amount you earn..but your hospitals etc are supposedly paid for out of your National Insurance contributions....

Even if you have no income/NI etc & homeless you can still get free health care in UK...some areas have long waiting lists, , & its not perfect..in my case I had problems on & off for a few months, & I thought I was one thing, then it really went bad so saw my local doctor, & was immediately told to pack a overnight pack & get to the main hospital in the next town. The Doctor rang ahead & I had emergency surgery the next day & spent 7 days in ...cost to me £0000....
Right, so lets add up all the taxes that you pay. What would you say is the average income tax rate and what does one pay for National Health?

In the US, the average income tax rate is 24% - so roughly the same as the UK
In the US, the highest sales tax is in California at 7.25% (some areas also have local sales taxes, but that is generally the exception - the absolute highest in some little hick town in Alabama at 13%) - while the UK is effectively 20%. The difference being that VAT is hidden in the price of the product, while it is added on at the register in the US.

Most Americans are covered through some sort of health insurance through their employer and pay $4500 out of pocket (premiums and co-pays) while an unsubsidized person pays about $10,000 per year. The average senior pays $144 a month for Medicare, but one can get "Medicare Advantage" plans that tie you to a specific list of doctors and hospitals and may actually have a zero cost per month. For normally uninsured persons (low income etc.), there is Medicaid or if you don't qualify for that, then there is the "affordable Care Act" that have plans for roughly the same cost as Medicare.

Public hospitals will not turn anyone away based on ability to pay. Private hospitals must treat acute patients and transfer them once stable.

If you end up at a hospital that accepts your insurance (most accept all of the large carriers) then there is a huge difference between the billed charges and the allowed charges - so those $60 socks actually ends up costing the insurance company about $10.

My mom has Medicare and a supplemental insurance for about $50 a month (so $200 total), has had a pacemaker, gallbladder surgery, cataract surgery and a couple of Emergency Room visits with zero additional out of pocket expenses. I pay about $300 a month, have a $20 co-pay per visit and a $6000 catastrophic cap.

Most anyone can get some sort of affordable insurance, but it is easier to bitch and moan about how expensive healthcare is
 

JC_451

Autocross Champion
Location
NJ
Car(s)
2017 GTI Sport
I would argue against the dogs too. At least kids can help out from time to time.
Only after growing to a useful age.

Plus, if you live with an enabler, growing to a useful age can take a real long time.
 

zrickety

The Fixer
Location
Unknown
Car(s)
09 GTI
'Avalanche of documents being released today'
1610751204883.png
 

GTIfan99

Autocross Champion
Location
FL
70%, 50% you guys are crazy. The UK guy talking 20% with universal healthcare is more like it.
We need a flat tax and eliminate ALL the loopholes. No write offs, just a lower rate for everybody including corporations.
Exxon Mobil doesn't need billions of $$$$ in breaks.
Because local and state taxes are mostly regressive, that would make total taxation regressive.

As it is, total taxation is remarkably flat, with the exception of the uber wealthy. They pay much lower rate, even worse when you include the money they hide.
 

cb1111

Newbie
Location
Virginia, USA
cb111 ...

OK in UK National insurance is paid in two parts, your personal part & the employer contributions...

To keep it simple if you earn over £169/week your employer contributes 13.8% again to the Gov as N.I.

Your personal contributions which are taken out of your wages before you get them & are give as N.I. to the Gov are 2% or 12% if you earn up to £962/week..if you earn more per week its 2%....

National Insurance rates and categories - GOV.UK (www.gov.uk)


Income tax is:-
20% on earnings between £12,501 to £50,000 per yr
40% on earnings between £50,001 to £150,000per yr
& an additional rate of 45% on earning over £150,000/yr

so if you earn say £200,000 you get the first £12,500 tax free.....taxed 20% on the £12,501 to £50,000, taxed 40% on the £50,001 to £150,000, & then taxed 45% on the £150,000 to £200,000


Income Tax rates and Personal Allowances - GOV.UK (www.gov.uk)


Is the system fair?..is ok, not perfect but it pays for our health care, & I don't have to worry about not having a job or health insurance to get seen by a doctor...

That's the thing I hated when I lived in USA, the articles in the papers/news about people being refused from several hospitals as they have no health insurance & the person ends up dying as they are driven from hospital to hospital looking for one that would take them...

Where's the humanity in that???...its all about MONEY in the USA health care system...

Look at your Covid vacine...£££££....Our Oxford one is £3 per dose (2 required)..the makers stated they are selling it at COST & will not make a profit....has yours done that??
I know nobody who has paid a single cent for the COViD vaccine. And yes, there are always horror stories about somebody going from hospital to hospital, but you get the same in the UK - or in the EU or anywhere else.
 

GTIfan99

Autocross Champion
Location
FL

Corprin

Autocross Champion
Location
Twin Cities
Car(s)
A car
Swear to god. Lol.

Ive always been conflicted about adding to the population so 2 is our max

Edit: MY max. Wife wants like 17 kids, i would like somewhere between 2 and 0

Wait till #1 hits 3yo... unless she hates herself, that 17 number will fall right the fuck off.
 

torga

Autocross Champion
Location
Seattle
Car(s)
'11 GTI
70%, 50% you guys are crazy. The UK guy talking 20% with universal healthcare is more like it.
We need a flat tax and eliminate ALL the loopholes. No write offs, just a lower rate for everybody including corporations.
Exxon Mobil doesn't need billions of $$$$ in breaks.
Did you even read his post? lmao
He said 20% VAT, which is essentially sales tax over there. Income tax, like in US, varies by income. And Europeans generally pay plenty of income tax.

Closing loopholes almost always adds others. Just tax the rich, slap taxes back on big corps and be done with this shit. Then we can have better roads, universal healthcare, free (or at least highly subsidized) higher education.
 
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torga

Autocross Champion
Location
Seattle
Car(s)
'11 GTI
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