Oh yeah, I'm sure there's obviously something wrong with your insurance company, think about changing it. Of course, it's easier for the bad company to say the car is beyond repair. It's cheaper and less trouble for them. I had a similar situation. When I had an accident, they told me right away that the car could not be repaired. I went to the car service and it turned out that there was no problem at all. I didn't fix it, of course, but sold it. Then I took out a loan for a new one and took out insurance through
https://www.car.co.uk/motor-insurance. Now I'm not afraid of a possible accident.