i got my 2008 4 door dsg with moon roof for invoice price. and on top of that dealer installed ipod adapter for free (about $200 value). i didn't really even have to negotiate, excellent dealer pricing.
I built the car on edmunds (dont have my price sheet handy right now) and a car with those options should have a MSRP of $27860 and an invoice of $26650 ( most cars will have other small add-ons such as rubber matts, ipod docks etc so give or take $200 or so) so at 27K OTD it looks like you are in good shape.
VW is offering 0% APR for 60 months (72 to select dealers) at 60 months your are looking at paying $450 a month but if you find a dealer that can do the 0% at 72 your payment drops to $375. and becuase it is a zero interestest loan it doesnt hurt you to go 72 months and there is no pre payment penalty so if you pay it off sooner there is no penalty.
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