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Old 06-11-2010, 11:33 AM   #1
daschrier
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Does VW Credit refinance?

I purchased my 09 GTI in Feb 09. At the time VW was only offering 5.9% APR for 60 months.

Now, my credit union is offering 2.9% refinancing for all 07+ cars.

Has anyone ever gotten VW credit to lower their APR as part of a refinancing?
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Old 06-14-2010, 02:00 AM   #2
josein06gli
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Y dont u just refinance through ur credit union.
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Old 06-14-2010, 09:16 AM   #3
daschrier
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Quote:
Originally Posted by josein06gli View Post
Y dont u just refinance through ur credit union.
It would obviously be less of a hassle, not having to re-register my car and all that.
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Old 06-14-2010, 10:29 AM   #4
Cybe
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Quote:
Re-register the car
What?

Call the credit union and ask them about it.
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Old 06-14-2010, 10:45 AM   #5
daschrier
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Quote:
Originally Posted by Cybe View Post
What?

Call the credit union and ask them about it.
If you refinance, the lein holder will change, and therefore the registration would have to be redone.
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Old 06-14-2010, 01:13 PM   #6
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You won't need to reregister the car, if it was a lease yes because the lease holder owns it, if its a finance you "own" the car so the registration is to you. All they would do is VW credit would send a letter saying it was paid off and the new bank would send a letter saying they now have the lien. If your registration card says anything about the lien they would just send you a new card shouldn't be anything you have to do. You are the "owner" and that doesn't change.
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Old 09-22-2010, 04:13 AM   #7
Stuart Broad
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We've got competitive rates, and can usually take care of most everything you need to get into one of our fine automobiles. All in one place. (Aside from making the payments, that is.
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Old 09-22-2010, 09:15 AM   #8
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Keep your money local and support your credit union!

Re-register your car? You wont have to lift a finger beyond applying for the new loan and signing the docs.
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Old 09-22-2010, 10:08 AM   #9
GTI4John74
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will there be penalties if you break you contract from VW???? If not, then i'd go for the 2.9%...
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