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Insurance problems?...

LivEToDrivE

FIA World Rally Car Newbie
Location
NOVA
Car(s)
GTI
Just a question, but it seems to me like some people are getting screwed by insurance on these cars, especially for financing issues. have any of you found a cheaper company to be insured under, verus others? If not its all good.
 
I had a 97 Honda Accord with Mercury and it was 870 every 6 months. With the GTI, I'm paying $300 more. That isn't bad, especially since it's a new car and turbo charged. The WRX was going to be almost $700 more.
 

bmwr32

Drag Race Newbie
Location
EHT, NJ
Im guessing why you are paying more is due to the GTI being a turbocharged car??
 

LivEToDrivE

FIA World Rally Car Newbie
Location
NOVA
Car(s)
GTI
I had a 98 Prelude before the GTI but I'll be paying like 160 more under state farm....hmm...maybe I'll just call progressive, they give you their quote and the quotes of the competitors!!! haha
 
A lot of things take reasoning. Turbo, likelyhood of being stolen, how many airbags there are, ABS, 4 Disc brake, tested crash rating, age, driving record. Which for me, I'm still 19, until April. Also after April, I will have my point taken off my record. Yes, I've had 3 speeding tickets, and 3 fixits. Lemme tell ya. It's a small town.


GOT THIS FROM KBB
"Generally, sports cars, "turbo" or "supercharged" performance vehicles, along with 4-wheel drive models, result in higher ISO scores. A vehicle that may demand higher service cost and repair will also score higher."
 
Last edited:
Texas_MkV said:
I had a 04 Acura RSX. It was automatic and not a type-S. I pay 85 dollars less for my new GTI, which is also automatic, but I think I was just over charged on my RSX.
No, the RSX is extremely high on the Likely To Be Stolen List, that's why. Also, I just checked with Progressive, and I would be paying $1700 every 6 months instead of $11xx.
 

LivEToDrivE

FIA World Rally Car Newbie
Location
NOVA
Car(s)
GTI
Appreciate the replys, but jeez, none of those answers made me feel any better.haha
 

LivEToDrivE

FIA World Rally Car Newbie
Location
NOVA
Car(s)
GTI
yea but is that full coverage or liability?
 
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